Consumer Protection and Advocacy

Contract Management and Compliance.

We are Contract Oversight Technical Specialist (COTS).

COTS provides federal, state, and local agencies the extra layer for mamagment, governance, compliance, and support for contract standards and delivery.

We are specialists with vast experience for projects and/or programs protocol, specific to housing and financial servicing regulators.

We provide unbiased recommendations and impartial guidance based on the merits of financial risks and harm.

Grassroot in nature, we conduct outreach to low and moderate income families, the elderly, immigrant, middle, upper and LGBTQ communities.

EnFiCIA CPS works diligently and relentlessly toward Consumer Redress.

EnFiCIA CPS  provides financial literacy through free workshops and webinars, and additionally we offer the first consultation free for up to 45 minutes.

We provide bilingual (English and Spanish) support to services and we are consumer friendly. 

The service is accessible publicly by walk-ins, appointments, phone calls, referrals, and emails. 

As founder of EnFiCIA CPS, I held positions in the industry since 1988 as a consumer advocate, mortgage originator, and government regulatory specialist.

The Predatory lending events of the mid to late 90's, and the housing bubble collapse that occurred by the end of 2007 era; made me cognizant that consumers needed further education and protection to understand financial products and services. 

We are experienced advocates in financing. Whether you are a first time home buyer, or an existing homeowner struggling through payments.

Our guidance and consumer education is essential to understanding current market conditions. 

   Associate Member of ACFE    

Member-Dade City Chamber of Commerce  

The Examination of Financial Crimes through Investigation and Analysis Consumer Protection  Service (EnFiCIA CPS).

  Is a hybrid organization focused on consumer advocacy through financial reviews, compliance oversight, and refer to attorneys for litigation.                                                     

We are a Florida home-grown for profit and private consumer advocacy organization that advocates for justice, integrity, and accountability to those harmed by financial predators.                                                                                             

EnFiCIA CPS Inc.

State of Floride Certified Business Enterprise (CBE)

State of Florida Certfied Minorty Business Enterprise (MBE)

Member of Small Business Enterprise Network

 MyFloridaMarketPlace (MFMP)                                                                                   Is the State of Florida’s online procurement system, providing a web-based program for state agencies and vendors to exchange products and services.

 MFMP allows for the registration of vendors, creation of solicitations by customers, management and display of catalogs for contracted commodities and services, order placement, purchase approvals, invoice reconciliations, and payment approvals. 

If you are interested in doing business with the state, please visit the Vendor Resources page.